Meet Our Team


Roy Smith, Agency Principal, Licensed Property and Casualty Agent, Life and Health AgentROY SMITH – Agency Principal
Licensed Property and Casualty Agent
Life and Health Agent

roy@hannoninsurance.com

Roy is a native of North Alabama where he attended and graduated from the University of Alabama in 1969. After marrying Frann Hannon, he and Frann moved to Port St. Joe in 1974 where he was employed by his father-in-law, Frank Hannon with Hannon Insurance Agency. Roy is currently the owner of the agency and is active in many civic and community activities.



Andy Smith, Licensed Property and Casualy AgentANDY SMITH
Licensed Property and Casualty Agent
asmith@hannoninsurance.com

Andy came to work with Hannon Insurance in 2000 as a third generation agent. After graduating from Port St. Joe High School in 1994, he went to Florida State University where he earned his Bachelor of Science degree in Economics. His duties entail Personal Lines Production including Homeowners, Flood, Windstorm, and Commercial Lines Production. Along with belonging to many civic and community organizations, he also enjoys hunting, fishing, golfing or just about anything outdoors the area has to offer.



Laura Ramsey, Licensed Property and Casualy AgentLAURA RAMSEY
Licensed Property and Casualty Agent
lramsey@hannoninsurance.com

Laura is a native of Port St. Joe and has been employed by Hannon Insurance since 1981. Laura’s expertise lies in the area of Personal Lines Production, specializing in Personal Auto, Homeowners, Flood and Windstorm Insurance. She is also active in her church and numerous community activities.




Cindy Ward, Licensed Customer Service RepresentativeCINDY WARD
Licensed Customer Service Representative
cward@hannoninsurance.com

Cindy is a native of Columbus, GA and moved to Port St. Joe in 1981. She attended Bainbridge Jr. College and Gulf Coast Community Colleges and currently holds a Customer Service Representative Insurance License. She has been employed at Hannon Insurance since 1995. Cindy specializes in Personal and Commercial Auto, Boat, Motorcycle, Motorhome and Flood Insurance. She handles the Accounting Department, Commercial Accounts and Bonds.



Karen Clark, Licensed Customer Service RepresentativeKAREN CLARK
Licensed Customer Service Representative
kclark@hannoninsurance.com

Karen graduated from Port St. Joe High School and attended Gulf Coast Community College where she earned her Customer Service Representative Insurance License. She has been employed at Hannon Insurance since 1999. Karen specializes in Personal and Commercial Auto, Boat, Motorcycle, and Recreational Vehicle Insurance. Available to answer any questions, she offers a prompt and friendly service.



Karen Clark, Licensed Customer Service RepresentativeTYLER ASKEW
Licensed Property and Casualty Agent
taskew@hannoninsurance.com

Tyler is a native of Arlington, GA and moved to Port St. Joe in the Spring of 2012. He is a graduate of Georgia Southern University with a Bachelor of Science in Hotel and Restaurant Management with a minor in Business Administration. Tyler is available to assist you with Personal Lines needs as well as all Commercial Lines and Life Insurance.